- BACSCOM - IP
Changes to the BACS system
are being applied at the end of 2005.
That may seem a long way
off, but please do not look at this issue as something which can be put off
until tomorrow, as on the run
up to the change over the banks will be inundated with users wanting to
migrate from their old system to the new IP technology. This may well
contribute to long lead times.
The change will affect
all users who have to not yet upgraded to an IP product, and initial reports
would indicate that those who leave the change over to late may miss out on
To aid in this process
SWIFTsoft have put together a package which will guide the user through the
various steps required to make the changeover as smooth as possible
‘Because the old system
will be defunct from the end of the year’ may be true, but in reality the
changes do benefit the user in many ways. Due to continual progress in the IT
field it has now become more feasible to provide a better service using
technology gleaned from internet development. This new style of delivering
your online BACS information will make the process:
More Secure –
New credit card style ‘smartcards’ will be provided on an individual basis.
Each user logging separately rather than every user logging on with the same
credentials. This includes the latest Public Key Infrastructure (PKI)
technology and requires the user to place their card into a card reader
attached to the pc.
exchange – By
using the web interface type of program, you can input the required details
and have confirmation back within hours, rather than having to wait till the
next day for postal confirmation
Easier to Control –
It will also be easier to view various BACS payment related reports in real
time online. It may be noted that these reports can viewed from any pc with
internet access providing a valid card reader, and card are used.
To aid in the process of
change we have provided an upgrade path to follow. We have secured an
agreement with a company called ‘Mosaic Software Ltd’ who after much
investigation, we feel provide the best product. They have shown a very
professional attitude not only with the quality of their software, but also on
a face to face level. Through this partnership we will tie in very closely to
ensure that our customers have a seamless progression from their current
software to the new BACScomIP software.
Up to date software
(i.e. written using the Microsoft .Net framework)
Simple to use
Be aware that this
process needs to be commenced sooner rather than later.
A form should have been
provided for you from your bank. If you have not received one yet then
please contact your bank and request the relevant paperwork. Please fill in
this form and return to your bank.
Items which may need to
entered onto the form:
There may be a section
asking which BACS software you will be using. The name of the package is
The name of the
company providing this software is Mosaic Software Ltd.
The form will ask how
many ‘smart cards’ you require. This is an item which only the bank can
provide, and is dependant on how many users you wish to be able to access
the BACS software. We would recommend that you nominate at least 2 Primary
Security contacts, to ensure cover for holidays, illness etc.
The form may ask how
many ‘card readers’ you require (if any). We can provide these, but
depending on your bank, it may be cheaper to get this product from them.
The reason for this is that some banks have as an incentive, offered the
card readers either free of charge, or at a highly reduced price. If your
bank hasn’t adopted this approach then it may be an alternative to get the
‘readers’ from ourselves.
Whatever your decision, we would advise that you purchase at least one
extra ‘reader’, as in the case of a malfunction of the reader there may be no
way to post your BACS transactions without a backup unit. Please bear this in
On completing the form
for the bank, it is a matter of waiting until they process your details and
get back to you with a smart card(s) and card reader(s). At this stage you
can contact SWIFTsoft Computer Systems and we will provide an engineer to
install the card and do the preliminary checks.
If you have decided to get the ‘card readers’ from SWIFTsoft please let us
know in advance, when you fill out the bank form, so we can order these and
have them in stock ready for installation.
use this time to make sure your facilities are up to date:
connection required (broadband recommended) or other suitable connection
PIII 600 or higher
50mb of free hard disk space
network card and router to access internet.
(usb option available at extra cost)
As soon as the
preliminary checks are completed and the cards have been verified by the
bank, we will arrange for trained engineers to come to your offices, install
the software, confirm the link to BACS, AND train on how to use the
of your security contacts (there may be more than one if you have requested
more than one smart card), will need to be on site and available for testing
and training. They will each need access to their smart card(s), PIN number(s),
and suitable card reader(s)
If you require this
service please print out the order form found
and return to
SWIFTsoft Computer Systems
Ferney Business Park
028 6638 8709
or alternatively use the
contact details to speak to one of our dedicated staff.
Both hardware and software
support is provided by our service engineers. They have received training
on the maintenance of the Bizerba products.
To discuss your requirements
in more detail and a free demonstration, please contact sales.